Mr Potter (commenting on a questionable loan):
You see, if you shoot pool with some employee here, you can come and borrow money. What does that get us? A discontented, lazy rabble instead of a thrifty working class. And all because a few starry-eyed dreamers like Peter Bailey stir them up and fill their heads with a lot of impossible ideas [of owning their own home].
George Bailey (rebutting):
You said that they, they had to wait and save their money before they even thought of a decent home. Wait! Wait for what? Until their children grow up and leave them? Until they're so old and broken-down that they....just remember this, Mr. Potter, that this rabble you're talking about...they do most of the working and paying and living and dying in this community. Well, it is too much to have them work and pay and live and die in a couple of decent rooms and a bath?
Hmmmmm....isn't this exactly the type of predatory lending that got us into this housing crisis in the first place? And to think, Mr. Potter was always considered the bad guy in that movie!
Happy Holidays everyone!